Bridge Loans in Hays County Texas
Fix and Flip Loans Texas provides fast, flexible bridge loans in Hays County, Texas for real estate investors who need short-term financing solutions. With over 1,000+ funded real estate investment projects across Texas, we help investors secure deals quickly and transition into long-term financing or resale. Serving real estate investors across Texas, including San Marcos, Kyle, Buda, and surrounding areas, we are trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Bridge loans are short-term financing solutions that help investors “bridge” the gap between acquiring a property and securing permanent financing or selling the asset.
- Loan terms: 6–24 months
- Interest-only payments
- Up to 85% loan-to-cost (LTC)
- Up to 70–75% ARV
- No income documentation required
- Fast approvals
How to Qualify
- Property value and condition
- Exit strategy (sale or refinance)
- Scope of work if applicable
- Investor experience
Property Types Eligible
- Single-family homes
- Multi-family properties
- Mixed-use buildings
- Commercial properties
- Distressed or off-market deals
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 5–10 business days
- Draws funded within 24–72 hours
Local Lending Experience
We understand the Hays County market, including rapid growth in areas like San Marcos and Kyle, permitting timelines and local zoning requirements, contractor availability and pricing, and increasing demand from Austin-area investors expanding south. These factors require strategic planning and local insight to help investors execute projects efficiently and capitalize on emerging opportunities.
Benefits Over Traditional Banks
Close in days
Works with distressed properties
Designed for investors
Flexible Underwriting
No income documentation
FAQs
A short-term loan used to quickly acquire or refinance a property before securing long-term financing.
Typically within 5–10 business days.
No, bridge loans are asset-based.
Up to 85% LTC and 70–75% ARV.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.