Commercial Construction Loans in McLennan County Texas
Fix and Flip Loans Texas provides fast, flexible financing for commercial construction projects in McLennan County, Texas.With over 1,000+ real estate investment projects funded across Texas, we are a trusted partner serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Our commercial construction loans are designed for developers and investors:
- Up to 85% LTC (Loan-to-Cost)
- Up to 70% stabilized value
- Interest-only payments
- 12–24 month terms
- Flexible draw schedules
- No income documentation required
How to Qualify
- Detailed construction plans and budget
- Developer or contractor experience
- Exit strategy (sale or refinance)
- Market demand in McLennan County
Property Types Eligible
- Commercial real estate
- Multi-unit residential developments
- Value-add construction projects
Fast Funding Timelines
- Initial deal review within 24 hours
- Term sheet issued quickly
- Close in 7–14 business days
- Draws funded within 24–72 hours
Local Lending Experience
McLennan County—including Waco, Hewitt, and Woodway—continues to grow, driven by increasing investor activity, strong rental and resale demand, and expansion fueled by Baylor University. The area also offers favorable pricing for investors seeking strong returns. Success in this market depends on understanding local timelines, permitting requirements, and inspection processes to keep projects moving efficiently and competitively.
Why Investors Choose Us
Works with distressed properties
Rehab funds included
Flexible underwriting
Fast approvals and funding
No income documentation
FAQs
Most loans close within 7–14 business days.
Experience is preferred but not required.
Funds are released in construction draws.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.