Commercial Construction Loans in Hidalgo County Texas
Fix and Flip Loans Texas provides fast, flexible commercial construction loans in Hidalgo County, Texas for developers, investors, and builders. With over 1,000+ funded real estate investment projects across Texas, we specialize in financing ground-up commercial construction and large-scale developments. Serving real estate investors across Texas, including McAllen, Edinburg, Mission, and surrounding areas, we are trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Commercial construction loans are designed to fund new builds and large redevelopment projects.
Key Features:
- Up to 85% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules tied to milestones
- Terms from 12–24 months
- Fast approvals with asset-based underwriting
How to Qualify
- Construction plans and budget
- Developer or builder experience
- Exit strategy (sale or refinance)
- Market demand and location
Property Types Eligible
- Multifamily developments
- Retail centers
- Office buildings
- Mixed-use developments
- Industrial properties
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draw disbursements within 24–72 hours after inspections
Local Lending Experience
We understand the Hidalgo County development environment, including rapid growth in McAllen, Edinburg, and Mission, strong demand for both commercial and residential development, local permitting timelines and zoning regulations, and contractor availability and cost considerations. These factors require strategic planning and local expertise to help investors execute efficiently and capitalize on expanding opportunities.
Benefits Over Traditional Banks
Faster Closings
Ability to finance complex projects
Flexible Underwriting
Custom draw schedules
No income documentation
FAQs
A loan used to finance ground-up or large-scale commercial development projects.
Typically 7–14 business days depending on the project.
No, loans are based on the project and asset.
Up to 85% loan-to-cost depending on the deal.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.