Hard Money Loans in Montgomery County Texas

Fix and Flip Loans Texas provides fast, flexible hard money loans for real estate investors in Montgomery County, Texas.With over 1,000+ real estate investment projects funded across Texas, we are a trusted private lender serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.

hard money

Loan Program Overview

Hard money loans are short-term, asset-based financing solutions designed for speed:

  • Up to 85% LTC / 70% ARV
  • Interest-only payments
  • 6–24 month terms
  • No income documentation required
  • Fast approvals and closings

How to Qualify

  • Property value and ARV
  • Rehab plan and scope
  • Exit strategy (sale or refinance)
  • Investor experience preferred but not required

Property Types Eligible

  • Single-family investment properties
  • Multi-family properties
  • Commercial real estate
  • Value-add or distressed assets

Fast Funding Timelines

  • Same-day deal review
  • Term sheet within 24 hours
  • Close in as little as 5–10 business days

Local Lending Experience

Serving Conroe, The Woodlands, and surrounding areas, we understand the impact of rapid population growth, strong housing demand, a highly competitive investor market, and consistently high rental demand. Navigating local permitting, inspection requirements, and project timelines is critical to executing successful investments and staying ahead in these fast-growing markets.

Why Investors Choose Us

Works with distressed properties

Rehab funds included

Flexible underwriting

Fast approvals and funding

No income documentation

FAQs

A short-term loan secured by real estate based on property value.

Closings typically occur within 5–10 business days.

No, these loans are asset-based.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.