Construction Loans Ground Up in Wise County Texas
Fix and Flip Loans Texas provides flexible and fast construction loans for ground-up development projects in Wise County, Texas. Whether you’re building a single-family investment property or a larger residential or commercial project, our lending solutions are designed to move at your speed.
Loan Program Overview
Our ground-up construction financing includes:
- Up to 75% Loan-to-Cost (LTC)
- Interest-only payments during construction
- Flexible 12–24 month terms
- Draw schedules tied to construction phases
- No income documentation required
How to Qualify
- Land acquisition cost
- Construction plans and budget
- After Repair Value (ARV)
- Exit strategy (sale or refinance)
- Builder or investor experience
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Townhome communities
- Mixed-use properties
- Small commercial construction projects
Fast Funding Timelines
- Initial review: same day
- Term sheet: 24–48 hours
- Approval: 3–7 business days
- Closing: 10–15 business days
- Draw disbursements: 24–72 hours after inspection
Local Lending Experience
We fund projects across Decatur, Bridgeport, Rhome, Alvord, and Paradise, and we understand Wise County permitting, inspection processes, and construction timelines to help ensure smooth project execution.
Benefits Over Traditional Bank Loans
Structured draw schedules
Rehab funds included
Flexible underwriting
Fast approvals and funding
No income documentation
FAQs
A loan used to finance building a property from the ground up.
Funds are released in stages based on project progress.
Experience is helpful but not always required.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.