Commercial Construction Loans in Wise County Texas
Fix and Flip Loans Texas provides fast and flexible commercial construction loans in Wise County, Texas. Whether you’re developing retail, office, mixed-use, or multi-unit properties, our asset-based financing is built for speed, scalability, and execution.
Loan Program Overview
Our commercial construction financing is designed for developers:
- Up to 75% Loan-to-Cost (LTC)
- Interest-only payments during construction
- 12–24 month loan terms
- Structured draw schedules
- No income documentation required
How to Qualify
- Land acquisition details
- Construction plans and budget
- Projected ARV or stabilized value
- Developer experience
- Exit strategy (sale, lease, refinance)
Property Types Eligible
- Retail centers
- Office buildings
- Mixed-use developments
- Multi-family construction
- Industrial and warehouse properties
Fast Funding Timelines
- Initial review: same day
- Term sheet: 24–48 hours
- Approval: 3–7 business days
- Closing: 10–15 business days
- Draw disbursements: 24–72 hours after inspections
Local Lending Experience
We fund projects across Decatur, Bridgeport, Rhome, Alvord, and Paradise, and we understand Wise County permitting, inspection processes, and construction timelines to help ensure smooth project execution.
Why Investors Choose Us
Efficient draw schedules
Rehab funds included
Flexible underwriting
Fast approvals and closing
No income documentation
FAQs
A loan used to finance the development of commercial real estate projects.
Funds are released in phases based on construction progress.
Experience is preferred but strong deals may still qualify.
Typically 3–7 business days.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.