Commercial Construction Loans in Collin County Texas

Fix and Flip Loans Texas provides commercial construction loans tailored for developers building income-producing properties. Whether you are constructing retail, office, multifamily, or mixed-use developments, we provide the capital and flexibility you need.Collin County Texas continues to experience rapid commercial growth, with expanding developments in Plano, Frisco, McKinney, and Allen. Developers and investors need fast, reliable capital to fund projects and stay competitive in this high-demand market.

commercial

Loan Program Overview

Fix and Flip Loans Texas has funded 1,000+ real estate investment projects across Texas, making us a trusted partner for construction financing.

  • Up to 80% Loan-to-Cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules
  • Loan terms: 12–24 months
  • Close in 10–15 business days

How to Qualify

  • Detailed construction plans and budget
  • Experienced builder or contractor
  • Clear exit strategy (sale or refinance)
  • Flexible credit requirements

Property Types Eligible

  • Multifamily developments
  • Office buildings
  • Retail centers
  • Mixed-use properties
  • Industrial developments

Fast Funding Timelines

  • Submit project details  
  • Receive same-day preliminary terms  
  • Underwriting and appraisal  
  • Close within 10–15 business days  
  • Draw disbursements throughout construction  

Local Lending Experience

We understand: - High-growth development zones in Plano, Frisco, and McKinney - Local permitting and zoning processes - Inspection timelines and requirements - Competitive commercial development landscape We frequently fund projects near major commercial hubs and business districts throughout Collin County. Serving real estate investors across Texas, including fast-growing suburban markets.

Why Investors Choose Us

Experienced with distressed properties/rehab projects

Customized draw schedules

Less documentation

Fast approvals and funding

Flexible underwriting

FAQs

Loans used to finance ground-up or major commercial property construction projects.

Most deals close within 10–15 business days.

Yes, we specialize in ground-up commercial development.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.