Construction Loans Ground Up in Comal County Texas

Fix and Flip Loans Texas provides flexible construction financing designed for developers who need speed, reliability, and structured capital to complete projects successfully.Comal County Texas, including New Braunfels and surrounding growth corridors, is experiencing strong residential and mixed-use development demand. Ground-up construction loans are essential for investors and developers looking to build new properties and capitalize on this expansion.

ground up

Loan Program Overview

Fix and Flip Loans Texas has funded 1,000+ real estate investment projects across Texas, helping developers build and scale efficiently.

  • Up to 85% Loan-to-Cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules
  • Loan terms: 12–24 months
  • Close in 10–15 business days

How to Qualify

  • Detailed construction plans and scope of work
  • Licensed contractor or builder
  • Clear exit strategy (sale or refinance)
  • Experience preferred but not required
  • Flexible credit guidelines

Property Types Eligible

  • Single-family new construction
  • Multifamily developments
  • Townhome communities
  • Mixed-use projects
  • Commercial properties

Fast Funding Timelines

  • Submit your project details  
  • Receive same-day initial terms  
  • Underwriting and appraisal  
  • Close within 10–15 business days  
  • Draw funds released as construction progresses  

Local Lending Experience

We understand the unique dynamics of Comal County, including rapid growth in New Braunfels and surrounding areas, increased demand for new housing developments, local permitting and inspection requirements, and construction challenges related to terrain and climate. Our team uses this local insight to help investors navigate projects efficiently and build with confidence.

Why Investors Choose Us

Ability to fund complex projects

Less documentation required

Customized draw schedules

Fast approvals and funding

Flexible underwriting

FAQs

A loan used to finance building a property from the ground up.

Funds are released in stages based on construction progress.

Most loans close within 10–15 business days.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.