Construction Loans Ground Up in Cameron County Texas
Ground-up construction projects require precise planning, reliable capital, and a lender who understands development timelines. Fix and Flip Loans Texas provides flexible construction loans designed specifically for developers and investors building from the ground up in Cameron County Texas.
Loan Program Overview
Fix and Flip Loans Texas has funded 1,000+ real estate investment projects across Texas, supporting developers with fast approvals and structured draw schedules.
- Up to 85% Loan-to-Cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules based on milestones
- Loan terms: 12–24 months
- Close in 10–15 business days
How to Qualify
- Detailed construction plans and budget
- Licensed contractor or builder
- Clear exit strategy (sale or refinance)
- Prior construction or investment experience preferred
Property Types Eligible
- Single-family new construction
- Multifamily developments
- Townhome projects
- Mixed-use construction
- Commercial developments
Fast Funding Timelines
- Submit your construction project details
- Receive same-day initial loan terms
- Underwriting and appraisal review
- Close within 10–15 business days
- Draw funds released as construction progresses
Local Lending Experience
We understand the unique aspects of building in Cameron County, including coastal climate impacts on construction timelines, local permitting and zoning requirements, inspection schedules and potential delays, and contractor availability in areas like Brownsville and Harlingen. Our team frequently funds projects near key landmarks such as the Cameron County Courthouse, helping investors navigate local challenges and execute efficiently. Serving real estate investors across Texas, we bring strong expertise to fast-growing development areas.
Why Investors Choose Us
Experienced with distressed properties/rehab projects
Licensed loan officers
Fast approvals and funding
Flexible underwriting
FAQs
Funds are released in stages (draws) as construction progresses.
Most loans close within 10–15 business days.
Experience is preferred but not always required.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.