Construction Loans Ground Up in Dallas County Texas

Fix and Flip Loans Texas provides ground-up construction financing designed for developers who need speed, flexibility, and certainty of execution.Dallas County Texas is one of the fastest-growing development markets in the United States, with constant demand for new residential and commercial construction. Developers and investors need reliable capital to fund projects from the ground up and stay competitive in this high-demand environment.Fix and Flip Loans Texas has funded 1,000+ real estate investment projects across Texas, helping builders and developers complete projects efficiently and profitably.

construction

Loan Program Overview

Our ground-up construction loans are ideal for:

  • Residential new construction
  • Multifamily developments
  • Commercial ground-up projects
  • Spec builds and investment properties

Key Features:

  • Up to 85% Loan-to-Cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules tied to milestones
  • Loan terms: 12–24 months
  • Close in 10–15 business days

How to Qualify

  • Detailed construction plans and scope of work
  • Licensed contractor or builder
  • Clear exit strategy (sale or refinance)
  • Experience preferred but not required

Property Types Eligible

  • Single-family new construction

  • Multifamily projects

  • Townhome developments

  • Mixed-use properties

  • Commercial developments

     

Fast Funding Timelines

  • Submit your project details  
  • Receive same-day preliminary terms  
  • Underwriting and appraisal  
  • Close within 10–15 business days  
  • Draw funds released as construction progresses  

Local Lending Experience

Serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs, we bring deep experience and local market knowledge to every deal.

Why Investors Choose Us

Ability to fund complex projects

Less documentation required

Customized draw schedules

Fast approvals and funding

Flexible underwriting

FAQs

A loan used to finance building a property from the ground up.

Funds are released in stages based on construction milestones.

Most loans close within 10–15 business days.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.