Construction Loans Ground Up in El Paso County Texas
El Paso County is experiencing strong growth in residential and commercial development, driven by population expansion and cross-border activity. Fix and Flip Loans Texas provides fast, flexible ground-up construction financing to help developers stay competitive. With over 1,000 projects funded across Texas, we deliver reliable capital and proven execution statewide.
Loan Program Overview
Our ground-up construction loans are ideal for residential new construction, multifamily developments, commercial projects, and spec builds providing flexible financing solutions for a wide range of investment properties.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Loan terms: 12–24 months
- Close in 10–15 business days
How to Qualify
- Detailed construction plans and scope of work
- Licensed contractor or builder
- Clear exit strategy (sale or refinance)
- Experience preferred but not required
- Flexible credit guidelines
Property Types Eligible
- Single-family new construction
- Multifamily projects
- Townhome developments
- Mixed-use properties
- Commercial developments
Fast Funding Timelines
- Submit your project details
- Receive same-day preliminary terms
- Underwriting and appraisal
- Close within 10–15 business days
- Draw funds released as construction progresses
Local Lending Experience
We understand the El Paso County development landscape, including growth across El Paso and surrounding areas, strong demand for residential and mixed-use projects, and local permitting and inspection requirements, as well as climate and terrain considerations that can impact construction timelines. We frequently fund projects near major development corridors and expansion zones, serving real estate investors across Texas, including border-region markets.
Why Investors Choose Us
Faster approvals and closings
Flexible Underwriting
Customized draw schedules
Less documentation required
Ability to fund complex projects
FAQs
A loan used to finance building a property from the ground up.
Funds are released in stages based on construction milestones.
Most loans close within 10–15 business days.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.