Commercial Construction Loans in Ellis County Texas
Ellis County is experiencing strong commercial growth driven by suburban expansion and rising demand for retail, industrial, and multifamily properties in cities like Waxahachie, Midlothian, and Ennis. Fix and Flip Loans Texas provides fast, flexible construction financing, with over 1,000 projects funded across Texas to help developers execute successfully.
Loan Program Overview
Our commercial construction loans are ideal for ground-up commercial developments, multifamily construction projects, retail and office buildings, and mixed-use developments providing flexible financing solutions for a wide range of real estate projects.
Key Features:
- Up to 80% Loan-to-Cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Loan terms: 12–24 months
- Close in 10–15 business days
How to Qualify
- Detailed construction plans and scope of work
- Licensed contractor or builder
- Clear exit strategy (refinance or sale)
- Developer experience preferred
- Flexible credit guidelines
Property Types Eligible
- Multifamily developments
- Office buildings
- Retail centers
- Mixed-use properties
- Light industrial projects
Fast Funding Timelines
- Submit your project details
- Receive same-day preliminary terms
- Underwriting and appraisal
- Close within 10–15 business days
- Draws released based on milestones
Local Lending Experience
We understand the Ellis County market, including rapid growth in Waxahachie and Midlothian, expansion of key commercial corridors, and local permitting, zoning, and inspection requirements, along with infrastructure improvements driving new development. We frequently fund projects in high-growth areas throughout the county, serving real estate investors across Texas, including expanding suburban markets.
Why Investors Choose Us
Faster approvals and closings
Flexible Underwriting
Less documentation required
Customized draw schedules
Ability to fund complex projects
FAQs
Loans used to finance ground-up or major commercial construction projects.
Most loans close within 10–15 business days.
Yes, we specialize in ground-up commercial construction.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.