Construction Loans Ground Up in Ellis County Texas
Ellis County is a fast-growing development market, with strong expansion in Waxahachie, Midlothian, and Ennis. Fix and Flip Loans Texas provides fast, flexible ground-up construction financing, with over 1,000 projects funded across Texas to help developers execute efficiently.
Loan Program Overview
Our ground-up construction loans are ideal for residential new construction, multifamily developments, spec homes and subdivisions, and small commercial builds providing flexible financing to support a wide range of development projects.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Terms: 12–24 months
- Closings in as little as 10 business days
How to Qualify
- Detailed plans and construction budget
- Licensed builder or contractor
- Exit strategy (sale or refinance)
- Experience preferred but not required
- Flexible credit requirements
Property Types Eligible
- Single-family homes
- Townhomes and small subdivisions
- Multifamily properties
- Mixed-use developments
Fast Funding Timelines
- Submit your deal
- Receive same-day feedback
- Underwriting and appraisal
- Close within 10–15 business days
- Draws released at key milestones
Local Lending Experience
We understand the Ellis County market, including rapid growth in Waxahachie and Midlothian, high-demand residential development zones, and local permitting and inspection processes, along with infrastructure expansion supporting new builds. We help investors navigate county regulations and timelines, serving real estate investors across Texas with strong local insight.
Why Investors Choose Us
Fast approvals and closings
Flexible Underwriting
Rehab and construction financing combined
Experience with investor projects
No income documentation
FAQs
Loans used to build new properties from the ground up.
Most projects close within 10–15 business days.
Experience is preferred but not required.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.