Fix and Flip Loans in Ellis County Texas

Ellis County is one of the fastest-growing real estate markets in North Texas, with strong demand for renovated homes in Waxahachie, Midlothian, and Ennis. Fix and Flip Loans Texas provides fast, flexible financing for investors looking to acquire, renovate, and resell properties. With over 1,000 projects funded across Texas, we help investors scale and close deals with confidence delivering speed, expertise, and reliable execution.

Fix and Flip

Loan Program Overview

Our fix and flip loan program is designed for property acquisition, renovation and rehab funding, and short-term investment strategies giving investors the flexibility to purchase, improve, and quickly resell properties for profit.

Key Features:

  • Up to 90% purchase price 
  • 100% rehab financing 
  • Interest-only payments 
  • Loan terms: 6–18 months 
  • Close in 5–10 business days  

 

How to Qualify

  • Investment property (non-owner occupied) 
  • Scope of work and rehab budget 
  • Exit strategy (sale or refinance) 
  • Flexible credit requirements 

Property Types Eligible

  • Single-family homes 
  • Duplexes, triplexes, and fourplexes 
  • Distressed properties 
  • Value-add residential investments  

Fast Funding Timelines

  • Submit your deal scenario  
  • Receive same-day terms  
  • Appraisal or valuation  
  • Close within 5–10 business days  
  • Rehab draws released as work progresses 

Local Lending Experience

We understand the Ellis County market, including rapid growth in Waxahachie and Midlothian, high demand for renovated homes, and local permitting and inspection processes, along with suburban expansion and infrastructure growth. We frequently fund projects in high-demand zip codes throughout the county, serving real estate investors across Texas, including growing suburban markets.

Why Investors Choose Us

Fast approvals and closings

Experience with distressed properties

Rehab funds included

Flexible Underwriting

No income verification

FAQs

A short-term loan used to purchase, renovate, and sell a property for profit.

Most fix and flip loans close within 5–10 business days.

Yes, we provide financing for both purchase and renovation.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.