Hard Money Loans in Ellis County Texas
Ellis County is one of the fastest-growing markets in North Texas, with strong demand for residential and investment properties in Waxahachie, Midlothian, and Ennis. Fix and Flip Loans Texas provides hard money loans for investors who need speed, flexibility, and reliable funding to act quickly. With over 1,000 projects funded across Texas, we help investors close deals fast and scale their portfolios with confidence.
Loan Program Overview
Our hard money loan program is ideal for property acquisitions, fix and flip projects, bridge financing, and cash-out refinances providing fast, flexible capital to help investors execute deals and scale their portfolios.
Key Features:
- Up to 90% purchase price
- Up to 75% ARV
- Interest-only payments
- Loan terms: 6–24 months
- Close in 5–10 business days
How to Qualify
- Investment property (non-owner occupied)
- Exit strategy (sale or refinance)
- Flexible credit guidelines
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Duplexes to fourplexes
- Mixed-use properties
- Distressed or value-add properties
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day terms
- Appraisal or BPO
- Close within 5–10 business days
- Funding disbursed at closing
Local Lending Experience
We understand the Ellis County market, including rapid growth in Waxahachie and Midlothian, strong new construction and redevelopment opportunities, and local permitting and inspection requirements, along with suburban expansion and infrastructure growth. We frequently fund projects in high-demand zip codes throughout the county, serving real estate investors across Texas, including growing suburban markets.
Benefits Over Traditional Bank Loans
Fast approvals and closings
Flexible Underwriting
Ideal for distressed properties
Custom loan structures
No income verification
FAQs
A short-term asset-based loan used by investors to acquire or improve real estate.
Most hard money loans close within 5–10 business days.
No, approval is based on the property and exit strategy.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.