Commercial Construction Loans in Hays County Texas
Fix and Flip Loans Texas provides fast, flexible commercial construction loans in Hays County, Texas for developers, investors, and builders. With over 1,000+ funded real estate investment projects across Texas, we specialize in financing ground-up construction and large-scale development projects. Serving real estate investors across Texas, including San Marcos, Kyle, Buda, and surrounding markets, we are trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Commercial construction loans are designed for ground-up builds and major redevelopment projects.
Key Features:
- Up to 85% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Terms from 12–24 months
- Asset-based approvals
How to Qualify
- Construction plans and budget
- Developer experience
- Exit strategy (sale or refinance)
- Market demand and location
Property Types Eligible
- Multifamily developments
- Retail centers
- Office buildings
- Mixed-use projects
- Industrial properties
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draw disbursements within 24–72 hours
Local Lending Experience
We understand the Hays County development landscape, including rapid population growth in San Marcos, Kyle, and Buda, increased demand driven by Austin’s expansion, permitting timelines and zoning requirements, and contractor availability and construction costs. These market dynamics require strategic planning and local expertise to help investors move efficiently and capitalize on growth opportunities.
Benefits Over Traditional Banks
Faster Closings
Financing for complex projects
Flexible Underwriting
Custom draw schedules
No income documentation
FAQs
A loan used to finance ground-up or major commercial development projects.
Typically 7–14 business days depending on the deal.
No, loans are based on the project and asset.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.