Hard Money Loans in Hidalgo County Texas
Fix and Flip Loans Texas provides fast, flexible hard money loans in Hidalgo County, Texas for real estate investors, flippers, and developers. With over 1,000+ funded real estate investment projects across Texas, we help investors secure capital quickly and close deals with confidence. Serving real estate investors across Texas, including McAllen, Edinburg, Mission, Pharr, and surrounding areas, we are trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Hard money loans are asset-based financing solutions designed for speed and flexibility.
Key Features:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV
- Interest-only payments
- Terms from 6–24 months
- No income documentation required
- Fast approvals
How to Qualify
- Property value and condition
- Exit strategy (flip, refinance, or rental)
- Scope of work (if applicable)
- Investor experience
Property Types Eligible
- Single-family homes
- Multi-family (2–10 units)
- Condos and townhomes
- Mixed-use properties
- Distressed or off-market deals
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 5–10 business days
- Draws processed within 24–72 hours
Local Lending Experience
We understand the Hidalgo County real estate market, including rapid growth in McAllen, Edinburg, and Mission, strong demand for affordable housing and rental properties, local permitting timelines and zoning requirements, and contractor availability and labor costs. These conditions require strategic planning and local expertise to help investors execute efficiently and capitalize on expanding opportunities.
Benefits Over Traditional Banks
Faster Closings
Financing for distressed properties
Flexible Underwriting
Rehab funding available
No income documentation
FAQs
A short-term asset-based loan used to finance real estate investments quickly.
Typically within 5–10 business days.
No, loans are based on the property and deal.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.