Construction Loans Ground Up in Hunt County Texas
Fix and Flip Loans Texas provides fast, flexible construction loans for ground-up projects in Hunt County, Texas. With over 1,000+ funded real estate investment projects across Texas, we help investors and developers build residential and commercial properties efficiently from the ground up. Serving real estate investors across Texas, including Greenville, Commerce, Royse City, and surrounding areas, we are trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Ground-up construction loans finance new builds from land acquisition through completion.
Key Features:
- Up to 85% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules tied to milestones
- Terms from 12–24 months
- Fast approvals with asset-based underwriting
How to Qualify
- Construction plans and detailed budget
- Builder/developer experience
- Exit strategy (sale or refinance)
- Property location and market demand
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Mixed-use projects
- Commercial construction
- Build-to-rent communities
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draw disbursements within 24–72 hours after inspections
Local Lending Experience
We understand the Hunt County construction environment, including growth in Greenville, Commerce, and Royse City, increasing demand driven by Dallas expansion, local permitting timelines and zoning requirements, and contractor availability and construction costs. These market factors require strategic planning and local expertise to help investors execute efficiently and maintain project timelines.
Benefits Over Traditional Banks
Faster Closings
Custom draw schedules
Flexible Underwriting
Ability to finance complex or time-sensitive builds
No income documentation
FAQs
A loan used to finance building a property from the ground up.
Typically 7–14 business days depending on project readiness.
No, loans are based on the project and asset.
Yes, funds are released in stages based on construction progress.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.