Commercial Construction Loans in Lubbock County Texas
Fix and Flip Loans Texas provides fast, flexible commercial construction financing for developers and investors in Lubbock County, Texas.With over 1,000+ projects funded across Texas, we are a trusted lending partner serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Our loans are designed for ground-up and large-scale developments:
- Up to 85% LTC (Loan-to-Cost)
- Up to 70% stabilized value
- Interest-only payments
- 12–24 month terms
- Flexible draw schedules
- No income documentation required
How to Qualify
- Construction plans and budget
- Experience with similar projects
- Exit strategy (sale or refinance)
- Market demand and location
Property Types Eligible
- Commercial real estate
- Multi-unit residential developments
- Value-add construction projects
Fast Funding Timelines
- Initial review within 24 hours
- Term sheet issued quickly
- Close in 7–14 business days
- Draws funded within 24–72 hours
Local Lending Experience
Lubbock County continues to attract investors due to its affordable housing prices, strong rental demand driven by Texas Tech University, stable appreciation, and ongoing growth in suburban developments. Success in this market requires local knowledge of inspections, permitting processes, and contractor timelines to keep projects on track and maximize returns.
Why Investors Choose Us
Works with distressed properties
Rehab funds included
Flexible underwriting
Fast approvals and funding
No income documentation
FAQs
Most loans close within 7–14 business days.
Experience is preferred but not required.
Funds are released in construction draws.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.