Hard Money Loans in Lubbock County Texas
Fix and Flip Loans Texas provides fast, asset-based hard money loans for real estate investors in Lubbock County, Texas. Whether you’re acquiring, refinancing, or repositioning a property, we help you close quickly and scale your portfolio.With over 1,000+ real estate investment projects funded across Texas, we are a trusted private lending partner serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Our hard money loans are built for speed and flexibility:
- Up to 90% of purchase price
- Up to 100% rehab financing
- Up to 75% ARV
- Interest-only payments
- 6–24 month terms
- No income or tax returns required
How to Qualify
- Property value and ARV
- Scope of work and budget
- Exit strategy (sale or refinance)
- Investor experience (preferred, not required)
Property Types Eligible
- Single-family homes
- Duplex, triplex, and fourplex
- Small multi-family properties
- Mixed-use and light commercial
Fast Funding Timelines
- Initial deal review within hours
- Term sheet issued within 24 hours
- Close in 5–10 business days
- Rehab draws funded within 24–72 hours
Local Lending Experience
Lubbock County continues to attract investors due to its affordable housing prices, strong rental demand driven by Texas Tech University, stable appreciation, and ongoing growth in suburban developments. Success in this market requires local knowledge of inspections, permitting processes, and contractor timelines to keep projects on track and maximize returns.
Why Investors Choose Us
Works with distressed properties
Rehab funds included
Flexible underwriting
Fast approvals and funding
No income documentation
FAQs
Most loans close within 5–10 business days.
No, these loans are based on the asset and deal strength.
After Repair Value, the projected value after renovations.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.