Commercial Construction Loans in Montgomery County Texas

Fix and Flip Loans Texas provides fast, flexible commercial construction loans for real estate investors and developers in Montgomery County, Texas.With over 1,000+ real estate investment projects funded across Texas, we are a trusted private lender serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.

commercial

Loan Program Overview

Commercial construction loans are designed to fund ground-up development and large-scale projects:

  • Up to 80% LTC
  • Interest-only payments during construction
  • 12–24 month terms
  • Draw-based funding system
  • No traditional income documentation required

How to Qualify

  • Land value and total project cost
  • Construction budget and timeline
  • Builder and developer experience
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Multi-family developments
  • Retail centers
  • Office buildings
  • Mixed-use developments
  • Industrial properties

Fast Funding Timelines

  •  Initial review within 24 hours
  • Loan structuring within 48 hours
  • Close in 10–21 business days

Local Lending Experience

Bell County continues to experience growth driven by demand in Killeen and Temple. Bridge loans are especially useful in competitive markets where speed is critical. Local permitting and timelines vary by city, and having fast access to capital can help investors secure deals before others.

Why Investors Choose Us

Works with distressed properties

Rehab funds included

Flexible underwriting

Fast approvals and funding

No income documentation

FAQs

A loan used to finance the ground-up construction of commercial real estate.

Funds are released in stages based on construction progress.

No, loans are primarily based on project viability.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.