Commercial Construction Loans in Travis County Texas

Fix and Flip Loans Texas provides fast, flexible commercial construction loans in Travis County, Texas. Whether you are building retail, office, mixed-use, or multifamily projects, we deliver capital designed for speed and execution.

commercial

Loan Program Overview

Our construction loan programs are built for developers and investors:

  • Ground-up construction financing
  • Up to 85% Loan-to-Cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules
  • 12–24 month terms

How to Qualify

  • Project scope and plans
  • Budget and cost breakdown
  • Developer experience
  • After-completion value (ARV)
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Retail centers
  • Office buildings
  • Mixed-use developments
  • Multifamily properties (5+ units)
  • Industrial and warehouse construction

Fast Funding Timelines

  • Terms issued within 24–48 hours
  • Approval in 2–5 days
  • Close in 10–15 business days
  • Draws funded within 24–72 hours after inspection

Local Lending Experience

We fund commercial loan projects across Austin, Pflugerville, Round Rock, Lakeway, and West Lake Hills, where strong demand, rapid growth, and high appreciation create solid opportunities. We understand Travis County permitting, inspections, and renovation challenges to help keep projects on track.

Benefits Over Traditional Bank Loans

Ability to finance ground-up construction

Funding for complex projects

Flexible underwriting

Faster approvals and closings

No income documentation

FAQs

Loans used to finance ground-up commercial building projects.

Most loans close within 5–10 business days.

Up to 85% of total project costs depending on the deal.

Experience helps, but strong projects with solid teams can still qualify.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.