Construction Loans Ground Up in Travis County Texas
Fix and Flip Loans Texas provides fast, flexible ground-up construction loans in Travis County, Texas. Whether you are building residential or commercial properties from the ground up, we provide capital designed for speed, flexibility, and execution.
Loan Program Overview
Our construction loans are designed for developers and investors building from scratch:
- Up to 85–90% Loan-to-Cost (LTC)
- Interest-only payments during construction
- 12–24 month terms
- Flexible draw schedules
- No traditional income documentation required
How to Qualify
- Project plans and blueprints
- Construction budget and timeline
- Builder or developer experience
- After Repair Value (ARV)
- Exit strategy
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Build-to-rent communities
- Spec homes
- Mixed-use and small commercial builds
Fast Funding Timelines
- Terms issued within 24–48 hours
- Approval in 2–5 business days
- Close in 10–15 business days
- Draw funds released within 24–72 hours after inspection
Local Lending Experience
We fund ground up loan projects across Austin, Pflugerville, Round Rock, Lakeway, and West Lake Hills, where strong demand, rapid growth, and high appreciation create solid opportunities. We understand Travis County permitting, inspections, and renovation challenges to help keep projects on track.
Benefits Over Traditional Bank Loans
Faster access to construction draws
Funding for complex or speculative builds
Flexible underwriting
Fast approvals and closing
No income documentation
FAQs
A loan used to finance building a property from the ground up.
Most loans close within 5–10 business days.
Yes, funds are released in stages as construction progresses.
Experience helps, but strong deals with qualified teams can still qualify.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.