Hard Money Loans in Wilson County Texas
Fix and Flip Loans Texas offers fast, flexible hard money loans for real estate investors in Wilson County, Texas. Whether you’re acquiring, refinancing, or renovating a property, our asset-based lending solutions are built for speed and certainty.
Loan Program Overview
Our hard money loans are designed for investors who need quick access to capital:
- Up to 75% ARV (After Repair Value)
- Up to 90% purchase + 100% rehab (case-by-case)
- Interest-only payments
- 6–24 month terms
- No income documentation required
How to Qualify
- Property value and condition
- Purchase price and rehab budget
- ARV and exit strategy
- Borrower experience (preferred, not required)
- Title and insurance readiness
Property Types Eligible
- Single-family homes
- Multi-family (2–10 units)
- Condos and townhomes
- Mixed-use properties (select cases)
Fast Funding Timelines
- Initial review: same day
- Term sheet: 24 hours
- Approval: 2–5 business days
- Close: 7–14 business days
- Rehab draws: 24–72 hours after inspection
Local Expertise in Wilson County
We actively fund projects throughout Wilson County, including Floresville, La Vernia, Stockdale, Poth, and Elmendorf. We understand local permitting requirements, inspection processes, and common renovation challenges unique to the area. From older housing stock to rural property considerations, our team structures loans that align with local conditions, helping investors keep projects moving efficiently and on schedule.
Benefits Over Traditional Bank Loans
Works for distressed properties
Rehab funds included
Flexible Underwriting
Close in days, not months
No income verification required
FAQs
A short-term, asset-based loan secured by real estate, used by investors.
Typically within 7–14 business days.
No, approval is based on the property and deal.
Yes, rehab funds can be included with draw schedules.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans Texas.